CenterPoint Energy will begin reporting delinquent utility customers in January
In an effort to give utility customers an incentive to pay their bills on time, CenterPoint Energy will begin reporting data on its delinquent customers beginning in January. CenterPoint says this will...
View ArticleCenterPoint Energy drops its credit reporting plan
Last October, I posted about CenterPoint Energy’s plan to report delinquent accounts to the credit reporting bureaus. Last Friday, CenterPoint announced a change of plan, saying it will hold off on...
View ArticleAfter a multimillion-dollar verdict, attorneys get fee award, too
To add (just) insult to (just) injury, a Florida judge awarded $518,301 to Angela Williams’s attorneys (PDF link). Ms. Williams recently won almost $3 million in a lawsuit against Equifax for Equifax’s...
View ArticleCredit repair DIY: fix errors on your credit reports
Under federal law, consumers can challenge inaccurate information on credit reports and other consumer reports (such as tenant screening reports). It is free, usually quick, and relatively painless....
View ArticleMortgage firm Countrywide, in response to alleged data breach, offers free...
“As many as 2 million loan applicants may have had their personal information stolen, the FBI says.” Mortgage firm Countrywide, in response to alleged data breach, offers free credit monitoring | LA...
View ArticleDeal with your debt; do not ignore it
Nobody likes to talk about their debt. Not me, not you, not anybody. But your debts do not like to be ignored. As I wrote in my column for Consumerist yesterday , if you let your debts go into default...
View ArticleHow to Get a Free Credit Report (That is Actually Free)
To get a free credit report, visit annualcreditreport.com. Stay away from the misleading “free”creditreport.com, which is not free, but somehow still doing business despite its incredibly misleading...
View ArticleWhen Free Credit Reports, Aren’t
http://www.flickr.com/photos/worldofoddy/399166354/18 “free” credit report websites have been warned by the FTC to shape up, or they will be fined $3,500 per violation. Most require people to sign up...
View ArticleAmericans’ Main Concerns, According to the CFPB
The still-new Consumer Financial Protection Bureau is doing a lot of listening, trying to figure out where to focus its energy. Here are the main areas of concern according to Gail Hillebrand (formerly...
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FTC: 26% of Credit Reports Have Errors, but 95% of Consumers Are Unaffected...
It turns out that a comically-large number (26%) of consumer credit reports may have errors. However, 95% of those with errors do not need to worry about them, because those errors do not affect their...
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